When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Insurance Needs Assessment: For Empty Nesters and Retirees Do your insurance needs stay the same when the nest empties? Retirement Income and the Traditional Portfolio Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets. Best Vacations: By Car, By Ship, By Foot, Once in a Lifetime Four vacation destinations you might never have thought of.